Martin Lewis, a financial expert, has issued an urgent warning about booking holiday travel insurance.

He advises that individuals should not book their insurance at the same time as booking their holiday

Instead, they should wait until they have received their holiday confirmation before purchasing insurance

This is because purchasing insurance before receiving confirmation could lead to individuals being uninsured if their holiday is cancelled.

He also advises individuals to check the terms and conditions of their insurance carefully to ensure they are fully covered.